Why Get Pre-Qualified?

1. Pre-qualification acts as a dry run of the loan application process. The mortgage lender will use details you provide about your credit, income, assets, and debts to estimate how much mortgage you can afford. The process may take only minutes or a few hours at most and is almost free -You only need to pay for your credit report - Click  My Credit Report to start your application; this is a hard credit pull and is required for Lender approval. 

You can also check your credit without impacting your score.  Click soft credit check to fill out a soft credit authorization form.  A soft credit check does not impact your score. However, you must pull a hard credit report to start the mortgage process with the lender.  The cost of a soft credit report is approximately $16.10.  

2. While a “pre-qual" is non-binding to the lender (because the information you provide has not been verified), it does serve as a good indication to potential sellers of your general creditworthiness. Most sellers will NOT accept an offer without at least a pre-approval letter.

3. Click Get Your Pre-Approval Now to complete your mortgage application and get your preapproval.  Let's start your journey to the path of your Home!

4.  I am here to help you!!  We are a full-service - ONE-STOP- Real Estate Company.  We help you get the loan and buy the home!! We have License Realtors and License Mortgage Brokers that offer low-low interest rates.

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